Electronic presentment of cheque

(1) For the avoidance of doubt, where a cheque is presented in an electronic form pursuant to section 46 (1) or (2), the cheque shall not be taken to have been made outside of the ordinary course of business, in bad faith or negligent because it is made by electronic means rather than by presentment of the physical cheque. (2) If, before the close of business on the next business day following presentment of a cheque under this section, the bank on whom the cheque is drawn requests the bank by whom the cheque was presented to present the physical cheque– (a) the presentment under this section shall be disregarded; and (b) this section shall not apply in relation to the subsequent presentment of the cheque. (3) A request under sub-section (2) for the presentment of a cheque shall not constitute dishonour of the cheque by non- 47 (4) Where presentment of a cheque is made under this section, the bank who presented the cheque and the bank on whom it is drawn shall be subject to the same duties in relation to the collection and payment of the cheque as if the cheque itself had been presented for payment. Electronic Funds Transfer and Electronic Money CAP 229:03. CAP 95:01.