Risk-weighting Classifications: 0%, 10%, 20%, 50%, 100%

The risk-weighting classifications shall be as follows0%, 10%, 20%, 50%, 100%. (1) 0%– (a) local and foreign currency cash holdings; (b) deposits on account with the Central Bank; (c) claims on Central Government and securities issued or guaranteed by Central Government or claims fully secured by Central Government securities or guarantees; (d) claims fully secured by cash on deposit at the reporting bank. (2) 10%– (a) claims on other banks in Belize; 26 (b) cash items in the process of collection; (c) claims on well-capitalised banks and financial institutions outside Belize. (3) 20%– (a) claims on domestic public sector entities, excluding Central Government, and loans guaranteed by such entities; (b) claims on local governments, statutory boards and other public sector entities in CARICOM and other foreign countries and loans to these entities, all guaranteed by the Central Government of such entities or countries; (c) claims on CARICOM and other foreign Central Banks and Central Governments of other foreign countries and other obligations fully guaranteed by these entities; (d) claims on multilateral Development Banks such as the International Bank for Reconstruction and Development, the Inter- American Development Bank, Caribbean Development Bank, and the European Investment Bank and claims fully guaranteed or collateralised by securities issued by such banks. (4) 50%loans fully secured by first priority charges on residential property that is or will be occupied by the borrower or owner. (5) 100%– (a) claims on private sector enterprises; (b) claims on commercial companies owned by the public; (c) premises, plant and equipment, and other fixed assets; (d) other investments (including non-consolidated investment participation in other companies); (e) equity capital investments issued by other banks (unless deducted from capital, goodwill and other intangible assets); (f) all other assets.