Obligation on owners of motor vehicles to hold insurance policies against third party risks

(1) Subject to this Act, no person shall use, or cause or permit any other person to use, a motor vehicle on a public road unless there is in force in relation to the use of the motor vehicle by that person or that other person, as the case may be, such a policy of insurance in respect of third party risks as complies with the requirements of this Act. (2) The Minister may by regulations exempt any vehicle or class of vehicles from all or any of the requirements of this Act upon such terms and conditions as he may think fit. (3) If a person acts in contravention of this section he is guilty of an offence and is liable on conviction to a fine not exceeding four hundred dollars or to imprisonment for a term not exceeding six months, or to both such fine and term of imprisonment. And a person convicted of an offence under this section shall (unless the Court for special reasons thinks fit to order otherwise and without prejudice to the power of the Court to order a longer period of disqualification) be disqualified from holding or obtaining a licence under the Motor Vehicles and Road Traffic Act, Cap. 230 for a period of twelve months from the date of the conviction. 8 (Third Party Risks) (4) A person disqualified by virtue of a conviction under this section or of an order made thereunder from holding or obtaining a licence shall, for the purposes of the Motor Vehicles and Road Traffic Act, Cap. 230, be deemed to be disqualified under the provisions of that Act. (5) Notwithstanding any enactment prescribing a time within which proceedings may be brought before a court of summary jurisdiction, proceedings for an offence under this section may be brought, (a) within a period of six months from the date of the commission of the alleged offence; or (b) within a period which exceeds neither three months from the date on which it came to the knowledge of the prosecutor that the offence had been committed nor one year from the date of the commission of the offence, whichever period is the longer. (6) This section shall not apply to any person in the service of the Government keeping or allowing to be kept any vehicle used and employed exclusively in the Government’s service, or to any City Council or Town Council Cap. 87, keeping or allowing to be kept any vehicle used and employed exclusively in the service of such Council, or to any town or village council keeping or allowing to be kept any vehicle used and employed exclusively in the service of such council.