Interpretation

In this Act, unless the context otherwise requires, “dependant” includes a dependent child and dependent parents; “dependent child” includes a natural born child, adopted child or child born out of wedlock who is under the age of eighteen years and is dependent upon the head of the household for financial support or who is eighteen years or over that age residing in the same dwelling premises as the head of the household and who because of mental or physical infirmity is principally dependent upon the head of the household for financial support; “driver”, where a separate person acts as steerman of a motor vehicle, includes that person as well as any other person 6 (Third Party Risks) engaged in the driving of the vehicle, and the expression “drive” shall be construed accordingly; “insured” means a person who is insured under a contract of insurance against liabilities to third parties and includes every person who operates or drives the designated motor vehicle with the permission and consent of the owner; “insurer” means an insurer licensed to carry on motor vehicle insurance business under the provisions of the Insurance Act, Cap. 251; “motor cab” means any motor vehicle kept or used for hire or reward, or standing or plying for hire or reward, for the conveyance of not more than six passengers and their personal luggage, whether at separate fares or otherwise; “motor omnibus” means any motor vehicle kept or used for hire or reward, or standing or plying for hire or reward, for the conveyance of more than six passengers whether at separate fares or otherwise; “motor van”, “motor lorry” means any motor vehicle transporting or intended for the transport of goods or materials or for hauling or intended for the haulage of goods or materials or of any other vehicle so engaged; “motor vehicle” means a mechanically propelled vehicle intended or adapted for use on roads; “owner”, in relation to a vehicle which is the subject of a hiring agreement or hire purchase agreement, means the person in possession of the vehicle under that agreement; “policy of insurance” includes a covering note; (Third Party Risks) 7 “public road” means any street or road to which the public has access, and includes bridges over which a public road passes; “third party” means any person to or in respect of whom indemnity is payable if bodily injury is sustained by him or if he suffers loss of life or damage to property as a result of a motor accident for which coverage is provided under this Act. Insurance, Policy etc.